Future Cloud Team

In the current economic environment, it is more important than ever that every employer is making efforts to save money wherever they can. This is why schemes such as Employment Allowance can be so useful to take advantage of. They can reduce financial impacts, such as National Insurance, whilst growing your business. What Is Employment […]

Selling involves understanding your potential buyer and aiming to be a solution to their problems. Today’s blog will outline 4 habits that are crucial to growing your selling skills. Knowledge Knowing your product or service inside out is going to give you an advantage when it comes to selling. This is because you will be […]

There are now many routes to fund your business. A business owner can either access funding through grants, equity investment, or borrowing. There are advantages and disadvantages to funding options so today we will run through the options that might best suit your business’ situation. Equity funding Equity funding involves giving a percentage of your […]

Social media has become a powerful tool in generating sales and expanding reach for businesses online. Whilst social media can seem an overwhelming place to navigate at times, there are small steps that you and your business can make to grow your platforms and use social media to your advantage! 1. Building Influence on Social […]

As a self-employed business owner, you are eligible to claim back expenses on your running costs. You can deduct some of these costs to work out your taxable profit as long as they are allowable expenses. Allowable expenses do not include money taken from your business to pay for private purchases. If you are unsure […]

Are you someone who struggles with selling? Selling can involve introducing yourself to a brand-new audience and this can be uncomfortable! You can only gain belief in yourself and your product the more you practice – so here’s 3 tips to help you grow your confidence with pitching your passion to buyers! 1. Think of […]

Trivial benefits can be a great way of motivating employees and making them feel valued in the workplace. Before you consider how trivial benefits could be useful for your business, it is important to understand the definitions and rules behind them. What Classes as a Trivial Benefit? A trivial benefit is a small gift given […]

Are you looking to level up your selling skills? Building relationships and displaying your passion for your business is the best way to make sales and create bonds with your customers and clients! Hard selling is not a guaranteed way to make a sale – so consider your buyers on a personal level! You need […]

Do you need to reduce your potential tax bill? The 5th April will be here before we know it, which signals the end of the 2023/24 tax year. But before it’s too late, make sure you consider some of these allowances which could reduce your personal tax bill for the year.   Pension Contributions When […]

Everyone loves a good hack – especially when it comes to saving money! These are the business hacks you need to help you save money and develop in business! 1. Create Discipline With Your Savings! It is important to make sure your outgoings aren’t a large contrast to your savings. Savings are so important to […]

When running a business, it is important to understand the ins and outs of cash flow forecasting! It is the best way of keeping on top of finances and changes and helps you predict and plan for the future! At Future Cloud, we check our forecast monthly – and here’s how you can too… 1. […]

Did you know that you can now claim for the electricity you use to charge your company car at home with no benefit in kind? HMRC have updated their Employment Income Manual to reflect a change in policy regarding the home charging of electric vehicles and the taxable benefits associated. This impacts employers who reimburse […]

As a manager or team leader, it is important to consider ways to influence and motivate your team. Being able to work as a team can lead to increased productivity and levels of well-being in the workplace, so this is why your influence is vital to progress. Here are 3 ways that you can engage […]

Understanding your payslip is so important as you could be on the wrong tax code and be paying the wrong amount of tax for months without being aware. Once you are aware of how tax codes work, you can then make sure yours is correct and ask for it to be amended if needed. Often, […]

As reels become one of the most popular features on Instagram, there is no denying that videos are just as important as posts at conveying information and updates to your audience. Sometimes it can be uncomfortable to show your face on camera when you are used to hiding behind a business account, but this could […]

Social media can be a difficult place to navigate, so it is important to create healthy habits when browsing online. This blog will recommend ways to do this, as well as exploring why comparison is the thief of joy… 1. Half of Your Screen Time Is Spent Aimlessly Scrolling There’s no shame in admitting it; […]

Company cars are a great way to extract money from your company or to offer a great benefit package to your employees. Most petrol and diesel cars have a high tax cost associated with them, which can put people off. However, electric cars have such low benefit-in-kind tax rates that it makes it a win/win […]

For many people, a new year feels like a fresh slate and a chance to quit or begin new and old habits. Don’t let 2024 be another year that you give up on your plans and fall back into negative or unwanted behaviours. It can be easily done, but you will never see improvements if […]

By Abby Mahon   When I finished my Psychology degree in May 2023, I was very unsure of the path I wanted to take going forward. When I was in school, I had always loved Art, but in my final years, I decided to study Psychology (despite hating science throughout the school!) In the final […]

For Employees and Employers Becoming a parent can be stressful for many reasons, so understanding your finances during this special time is really important. If you are planning to leave work to look after a baby, we hope you will find our explanations of the leave and allowances you are entitled to useful so that […]

With the winter nights in full swing, it can be easy to feel quite low this time of year despite all the festivities. It’s important to remember that everyone can suffer with their mental well-being at completely different times, for completely different reasons! Here are some small changes that can be implemented into your daily […]

With Christmas fast approaching, it can be tempting to look online for those last-minute deals. However, by sourcing presents locally, you could make a huge difference in small business owner’s lives and help businesses flourish in your local community. Fall in love with shopping locally this festive season. 1. Visiting Christmas markets Visiting Christmas markets […]

With January fast approaching, we appreciate that preparing your self-assessment tax return can be time-consuming and sometimes overwhelming. According to HMRC, only half of the self-assessment tax returns issued are filed by the end of December, leaving the other half to all be filed before the 31 January deadline at the last minute. Hiring an […]

Deciding which childcare is best for you and your family can be a difficult decision. If you have your own limited company, it might be worth considering whether putting childcare costs through the business is a tax-efficient way of paying for childcare. We will run through the different options available in the UK to help […]

Why everybody needs KuKu in their lives! By Su Ford So, what is KuKu Connect I hear you say. Well… KuKu is a very relaxed and very social networking event, set up by Stephen Goddard and Philip Brooks-Stephenson in 2016. Events take place in Loughborough, Nottingham, Leicestershire, and Lincolnshire, being held at some wonderful venues. […]

Exploring the increase of women in Accountancy In today’s evolving and diverse world, the concept of an all-female team has gained significant attention and momentum. The number of women in senior management roles grew globally to 32% in 2022, however despite considerable progress, women are still found to be underrepresented in leadership positions. Whilst there […]

Every Cloud has a green lining… In recent years, sustainability has transformed from a brand vision to a movement that has captured the attention of businesses, and altered the way society consumes products and services alike. The concept of ‘being green’ now extends beyond personal choices and has become a driving force behind corporate strategies. […]

Charlotte, Matt and Kim took 2 days out of the office to explore the phenomena that is Xerocon! Learnt about how Xero will deal with Making Tax Digital for Income Tax, Xero Go and HMRC’s digital plans for the future. But mostly had lots of food, drink and a good time! Xero know how to […]

Had a great day! Did a bit of speaking, met lots of lovely people and listened to some great inspirational people! Can’t wait for the next one!

Follow us round Accountex 2022 with mocktails from Xero, a dance mat from Swoop and an amazing presentation from Francesca!

This is our way of giving you the information from Rishi’s Spring Statement Updates.

Congratulations, you own your own company! We will guide you through the implications of trading in a limited company but the main thing to remember is that you are not your company and your company is not you! They are two separate entities and this help sheet aims to explain some of the ways you […]

Francesca Tricarico MAAT Charlotte Wilson BA(Hons) ACA

Networking — love it or loathe it; it’s a marketing tactic used by many business owners to generate leads. Do it right, and you’ll reap the rewards. Do it wrong, and you’ll be wondering why the heck you’re bothering. The benefits of networking when you own your own business Some of the advantages networking brings […]

We hope you have enjoyed watching our last 2 years, we have spent 1 year in a “normal” world and 1 year in a pandemic. So many times we felt at breaking point. Not just for us but for so many businesses who struggled. There are going to be many more obstacles thrown our way […]

If you’re a client of ours, you’ll know we focus on more than your finances. We want business owners to reach for the stars and we’ll support you as you stretch towards your goals. A huge part of your success depends on what you do now to secure your future. We know money is essential, […]

Brexit has been grabbing the headlines for months now, but there is something else that will greatly affect most small businesses at the beginning of April – Making Tax Digital (MTD). Nearly all businesses with a turnover of £85,000 or more will have to submit their VAT returns through ‘digital software’ from April. You will […]

Following on from my previous article, here are some more of my favourite Xero features and some handy tips for you! Xero has taken bookkeeping automation to the next level and if you haven’t discovered it yet and are still using spreadsheets, it will save you heaps of time! Get in touch if you’re VAT […]

I love what cloud software has done to revolutionise the accounting industry and Xero has been at the forefront of that. I’ve been lucky enough to work with this beautiful software since 2013 so have seen a lot of changes and massive improvements in its capabilities over that time. Over the next few weeks, I’m […]